TERMS AND CONDITIONS
This website/online platform (including social media accounts) and courses/seminars are operated by Koraya. Throughout these terms and conditions, the pronouns “we”, “us” and “our” refer to Koraya, and the pronouns “you” shall refer to the user.
We recommend reading Terms and Conditions and Disclaimer carefully before accessing our website/online platform (including social media accounts), or availing of our products and services. By accessing or using any part of the website/online platform (including social media accounts), you agree to be bound by these Terms and Conditions.
SECTION 1 – ACCEPTANCE
By visiting our website/online platform (including social media accounts), or viewing its contents, or availing of our services or products, you are therefore considered a “user” and immediately agree to be bound by the following terms and conditions, without the need to expressly agree or accept these terms and conditions. You will also be bound by additional terms and conditions and policies referenced herein and/or available by a separate contract, document or agreement that may be provided to you upon availing of our services or products.
These Terms and Conditions apply to all users of the website/online platform (including social media accounts), users of our products and services, and attendees of our courses/seminars, including without limitation to users who engage in browsing, redirecting, referring, inquiring, availing, and other acts within the website/online platform (including social media accounts), and users that engage with our products or services.
If these Terms and Conditions are considered an offer, acceptance is limited to these Terms and Conditions. Any new features or tools which are added to the current website/online platform (including social media accounts), products or services shall also be subject to the Terms and Conditions. We reserve the right to update, change or replace any part of these Terms and Conditions by posting updates and/or changes to our website/online platform (including social media accounts). It is your responsibility to check this page periodically for changes. Your continued use of or access to the website/online platform (including social media accounts) following the posting of any changes constitutes acceptance of those changes.
SECTION 2 - CONSENT
By visiting our website/online platform (including social media accounts), or viewing its contents, or availing of our services or products, you represent that you are at least the age of majority in your area or province of residence, or that you are the age of majority in your country of residence and you have given us your consent to allow any of your minor dependents to use this website/online platform (including social media accounts), or that you are below the age of majority but with supervision and approval from a parent, or legal guardian, or any other authorized entity.
SECTION 3 - USE OF OUR PRODUCTS OR SERVICES
You may not use our products or services for any illegal or unauthorized purpose nor may you, in the use of such, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in an immediate termination of your access to our services and would result in our right to bring this matter to law enforcement or litigation.
SECTION 4 – GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time. You understand that by engaging with our website/online platform (including social media accounts) and participating in our courses/seminars, your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of our products or services, use of our products or services, or access to our products or services or any contact on the website/online platform (including social media accounts) and our online platforms through which the service is provided, without express written permission from us.
SECTION 5 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if any information made available on this website/online platform (including social media accounts) is not accurate, complete or current. The material on this website/online platform (including social media accounts) is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this website/online platform (including social media accounts) is at your own risk. This website/online platform (including social media accounts) may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this website/online platform (including social media accounts) at any time, but we have no obligation to update any information on our website/online platform (including social media accounts). You agree that it is your responsibility to monitor changes to our website/online platform (including social media accounts).
SECTION 6 – MODIFICATIONS TO PRICES
Prices for our products or services are subject to change without notice. We reserve the right at any time to modify or discontinue the products or services without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of any of our products or services.
SECTION 7 – PRODUCTS OR SERVICES
Certain products or services may be available exclusively online through the website/online platform (including social media accounts) and other platforms of our choice. These products or services may have limited quantities and are not subject to a refund according to our Refund Policy. We have made every effort to display as accurately as possible the contents and details of our products and services that are provided on the website/online platform (including social media accounts) and other platforms. We reserve the right, but are not obligated, to limit the sales of our products or services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our discretion. Any offer for any of our products or services outside of this website/online platform (including social media accounts) is void and prohibited. We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the products or services will be corrected.
SECTION 8 - INTELLECTUAL PROPERTY AND REDISTRIBUTION
The information, products and services we provide are exclusively owned by us. Although we shall provide you with such upon your successful subscription or purchase of our products or services, this by no means authorizes you to claim any product, service, information, strategy, technique, or other intellectual property as your own. Neither does this allow you to share, distribute, sell, exchange, modify, tamper, lend or register our products, information, or services as that of yours without our written consent. We reserve the right to protect our intellectual properties from unlawful and unauthorized reproduction or redistribution.
SECTION 9 – OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of optional tools offered through the website/online platform (including social media accounts) is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). We may also, in the future, offer new services and/or features through the website/online platform (including social media accounts) (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms and Conditions.
SECTION 10 – THIRD-PARTY LINKS
Certain content, products and services available may include materials from third-parties. Third-party links on this website/online platform (including social media accounts) may direct you to third-party website/online platform (including social media accounts) that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or website/online platform (including social media accounts), or for any other materials, products, or services of third-parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party website/online platform (including social media accounts). Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.
SECTION 11 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms and Conditions. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website/online platform (including social media accounts). You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.
SECTION 12 – PRIVACY OF PERSONAL INFORMATION
When contacting us, you may be asked to enter your name, email address, mailing address, phone number, or other details to help you with your experience. We may also collect information from you when you engage with our services, respond to a survey, fill out a form, or enter information on our website/online platform (including social media accounts). We also collect information when you provide us with feedback on our products or services. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. The personal information provided shall not be shared to others without your consent.
SECTION 13 – ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our website/online platform (including social media accounts) that contains typographical errors, inaccuracies or omissions that may relate to product or service descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in our products or services or on any related website/online platform (including social media accounts) is inaccurate at any time without prior notice. We undertake no obligation to update, amend or clarify information in our products or services or on any related website/online platform (including social media accounts), including without limitation to pricing information, except as required by law. No specified update or refresh date applied in our products or services or on any related website/online platform (including social media accounts), should be taken to indicate that all information in the Service or on any related website/online platform (including social media accounts) has been modified or updated.
SECTION 14 – PROHIBITED USES
In addition to other prohibitions as set forth in the Terms and Conditions, you are prohibited from using the website/online platform (including social media accounts) or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website/online platform (including social media accounts), other website/online platform (including social media accounts), or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; (k) to interfere with or circumvent the security features of the Service or any related website/online platform (including social media accounts), other website/online platform (including social media accounts), or the Internet; or (l) to share materials that are exclusive to paying customers without any prior written permission from us. We reserve the right to terminate your access to our website/online platform (including social media accounts), products or services, or any related website/online platform (including social media accounts) for violating any of the prohibited uses.
SECTION 15 – DISCLAIMER OF WARRANTIES
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. You expressly agree that your use of, or inability to use, the service is at your sole risk. All products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
SECTION 16 - LIMITATION OF LIABILITY
In no case shall Koraya., our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Our liability shall be limited to the maximum extent permitted by law.
SECTION 17 – INDEMNIFICATION
You agree to indemnify, defend and hold harmless Koraya and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms and Conditions or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.
SECTION 18 – SEVERABILITY
In the event that any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms and Conditions, such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION 19 – TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms and Conditions are effective unless and until terminated by either you or us. You may terminate these Terms and Conditions at any time by notifying us that you no longer wish to use our Services, or when you cease using our website/online platform (including social media accounts). If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms and Conditions, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
SECTION 20 – ENTIRE AGREEMENT
Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. These Terms and Conditions and any policies or operating rules posted by us on this website/online platform (including social media accounts) or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms and Conditions). Any ambiguities in the interpretation of these Terms and Conditions shall not be construed against the drafting party.
SECTION 21 – GOVERNING LAW
These Terms and Conditions and any separate agreements whereby we provide you our products or services shall be governed by and construed in accordance with the laws of the Philippines.
SECTION 22 – CHANGES AND MODIFICATIONS
You can review the most current version of the Terms and Conditions at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms and Conditions by posting updates and changes to our website/online platform (including social media accounts). It is your responsibility to check our website/online platform (including social media accounts) periodically for changes. Your continued use of or access to our website/online platform (including social media accounts) or our products or services following the posting of any changes to these Terms and Conditions constitutes acceptance of those changes.